If you are considering Selling your home within the next year or two… there is no time like the present. Rather than sitting and waiting on the sidelines…it may be time to Get in the Game! There are signals (sirens) you need to consider: 1.) increase in the discount rate 2.) phasing out of special loan programs; tax credits; concessions  3.) by the end of March the Fed will complete its purchase of $1.25 trillion in mortgage-backed securities.  4.) Warnings of a double-dip recession We do not know for certain what impact these steps will have on the value of your home. (More than likely, it will not help to increase the value.) However, you do know where you stand right now as far as what your home is presently worth. Why not list your home at a fair market price (based on input from comparables made available by top local agents) plus offer incentives; Closing costs or discount points at closing to reduce the Buyer’s interest rate and payment. Try to capture Potential Buyers who are interested in taking advantage of the tax credit. If the credit is not extended, or expanded, you only have a small window of opportunity. Get in the game. If your home sells now, it will be one less thing to concern yourself with as you prepare for the next chapter in your life. Enjoy!